We treat car accident injuries even if you have no health insurance. Payment through your auto insurance claim or attorney lien.
Our team works directly with your attorney on medical liens so you can focus on recovery.
Related services at Apex Orthopaedics, Spine & Neurology — TN: Car Accident Doctor, Car Accident Treatment, Whiplash Treatment, Medical Documentation.
If you've been injured in an accident, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering. It's important to:
Apex Orthopaedics, Spine & Neurology — TN partners with personal injury law firms throughout TN. We provide comprehensive medical documentation, expert witness testimony, and timely treatment that supports your client's case.
Under Tenn. Code Ann. § 28-3-104, Tennessee gives injured people just one year from the date of the injury to file a personal-injury lawsuit — the shortest window in the Southeast. Prompt medical documentation is critical.
Tennessee is a modified comparative-negligence state under Tenn. Code Ann. § 29-11-101 (the 50% bar rule): a plaintiff may recover as long as their fault does not equal or exceed the defendant's. MedPay on the injured party's own auto policy pays medical bills without regard to fault and is often stackable across household vehicles.
Tennessee recognizes hospital liens under Tenn. Code Ann. § 29-22-101 and medical-provider liens under Tenn. Code Ann. § 29-22-107. Our Chattanooga-region billing office files timely liens and honors letters of protection issued by personal-injury firms across Hamilton and neighboring counties.
Tennessee's uninsured/underinsured motorist stacking rules and household MedPay overlap can layer multiple coverage sources on a single crash. Our patient-financial-services team helps identify all coverage before recommending a lien or LOP path.
The Chattanooga metro's I-24, I-75, and Highway 27 corridors generate the majority of our motor-vehicle-collision evaluations, with a distinct pattern of long-haul-truck involvement due to the I-24 / I-75 freight crossroads. Industrial and construction injuries in Hamilton and Bradley counties round out our volume.
Apex OSN TN's Chattanooga-region team works with personal-injury attorneys across the Hamilton, Bradley, Marion, and Sequatchie county courts. Because Tennessee's one-year statute of limitations gives the shortest window in the region, early, well-documented orthopedic and neurological evaluation is decisive for case value.
We handle Tennessee Bureau of Workers' Compensation cases, including panel-of-physicians selections and Medical Impairment Rating (MIR) evaluations under Tenn. Code Ann. § 50-6-204.
Apex Orthopaedics, Spine & Neurology — TN welcomes patients at 2 office locations: Chattanooga, Nashville. Call 423-269-2567 to schedule a free consultation about car accident treatment without insurance — same-day and next-day appointments are available. Se habla español.